Chapter 3.2.5. Suppliers
In the first instance, many bank’s suppliers are also its clients that provide them with funds to operate the business. This sort of relationships will be briefly discussed in the following section. However these days, investors lost their strong bargaining power due to banks’ strong balance sheets, which are the result of gradual organic growth and constant consolidation and acquisitions.
As to other suppliers, e.g., data processing services, credit card manufacturing, etc, the trend to outsource many non-core business activities became a hype in earlier 1980s. Though this gave the companies some power over suppliers, nowadays the need to outsource became rather necessity than a competitive advantage.